Credit for Small Business shrinks

While reading the e-newsletter from the Small Business Association of Michigan this morning, I cam across an article about the increasing difficulty small businesses are having with banks cutting credit card lines. Historically many entrepreneurs have relied heavily on credit cards as other forms of financing became less available. The article reported that in 2008, 44% of America's small firms relied on credit cards to assist with their day-to-day operations. As of April, 2009, that figure has escalated to 59%. Does your business rely on credit cards for operations? Have you been impacted by changing bank policies on credit lines? Let us know.